Bungalow home



Whether you're looking to lower your payment, pay off your home sooner, or get cash out to finance a special purchase or project, First U.S. has the products and rates to get your home refinance moving!


  • Traditional fixed rate and adjustable rate home loans

  • Low fees to save you money right from the start

  • And, competitive rates to fit your budget

Happy couple in yard



Buy your first home, or move up to your next home with financing from First U.S., the lender you trust. Our home loan specialists have the experience to help you make the right loan choice for your individual situation. With personal service from start to finish, we can make a difference for you when you're in the market for a new home.


  • Fixed rate and adjustable options for primary residences, vacation homes and investment properties

  • The competitive rates and lower fees you expect as a member-owner

  • Enjoy specialty products like our our 15/15 ARM, with low 15-year rates for a full, 30-year term

Couple conducting digital banking



Put your home to work for you by tapping into the equity in your home to finance that home improvement project, pay off higher-rate debt, and more.

     Fixed-Rate Home Equity Loans

     Non-Owner Occupied Equity Loans

     Home Improvmement Loan

     EZ Equity Loan/Line of Credit

Home Equity Lines of Credit (HELOC) as low as Prime + 0% APR

Non-Owner Occupied HELOC

Roof Equity Loan

30-Year 7/1 ARM (fixed for 7)

APR is variable and based on Prime Rate as published in The Wall Street Journal (currently 5.50%). CA properties only. Not available for purchases. Payment example: 6 monthly payments of approximately $6.69 for each $1,000 borrowed, followed by 234 monthly payments of approximately $7.26 for each $1,000 borrowed.